Program Details


The Workforce Housing Philomath (WHP) will involve a lottery system. More information about these requirements will be released soon, but some of the criteria may include:


Income Requirements

  • Selected homebuyers must provide verification that their household income is below 80% of the average median income (AMI) for Benton County.
  • Selected homebuyers must show 1-year of consistent household income or 2-years of income for self-employed households.
  • Any selected homebuyer with liquid assets in excess of $20,000 must use the lesser of the difference between their total assets and the $20,000 threshold or 10% of the Affordable Sale Price for their down payment.
  • Cannot own any other real estate.
  • Applicants must be a first-time homebuyer.


Education Requirements

  • Selected homebuyers must complete Homeownership and Financial Fitness before occupancy.


Finance Requirements

  • Applicants must be pre-qualified from an approved lender for the affordable sales price of the home.
  • Applicants must submit documentation of cash available for 1% of the affordable purchase price available for earnest money, closing costs and home inspections. Please note closing costs may exceed this amount and selected homebuyers will be responsible for those costs by using savings, a matched savings program, or a gift. A lender will provide you with an estimate of closing costs during pre-approval.
  • No bankruptcy in the past 4-years.
  • No foreclosure in the past 5-years.




 Our Partners

Linn-Benton Housing Authority has worked with the City in shaping this project and the partnerships involved. The project is a partnership between the City of Philomath, developers, and additional funding partners. 

Contact Us

 City of Philomath | | 541-929-6148 Option 5